Whether bankruptcy is the best option for you depends on several factors. It depends mainly on your income, your assets and your debts. Is your income low and you do not own any significant assets? You may be able to discharge your debts within a few months in Chapter 7. Do you want to save your home or your car? Chapter 13 may be the tool to save your home and your car and in certain circumstances reduce your car loan. Are you overwhelmed with debts? Are collectors harassing you? Have you received notice of trustee’s sale? Were you served with a lawsuit? Do you want a fresh start? There are numerous factors to be considered to determine whether bankruptcy is the right choice for you. The best is to talk with an experienced bankruptcy attorney. We offer a CONFIDENTIAL CONSULTATION. Call us at 480-425-2009 or contact us via email today!